Navigating the Roof Insurance Claim Process

How Wright at Home Helps You Navigate the Roof Insurance Claim Process

When your home is damaged by storms, it can be stressful to go through the roof insurance claim process. Homeowners are left wondering: How long will this take? When will my home be repaired? And will my insurance cover the damage?

As a family-owned company, our team at Wright at Home Roofing & Exteriors completely understands! That’s why we work hard to help make the process of filing a roof insurance claim and completing a storm damage repair as effortless as possible. Our team will do everything we can to minimize your stress and complete your repair as efficiently as possible to restore your home after storms strike. 

Here’s how it all works.

Review Your Insurance Coverage

Before you start the claim process, it’s important to know what types of roof damage your homeowners insurance covers. Coverage varies by carrier and policy, but most cover common types of damage, including high winds and hail.

As you review your coverage, take note of what portions of your home are covered, what types of damage are included, and how long you have to file a claim. Ideally, you’ll do this before storm season even starts, so you’ll be armed with in-depth knowledge of your policy long before damage occurs! You should also reach out to your insurance agent if you have any questions.

Schedule a Roof Inspection

When your home is damaged by storms, or if you aren’t sure whether your roof was damaged or not, it’s a good idea to schedule a storm damage inspection promptly. While you could simply start filing a claim right away, it’s a good idea to know the extent of damage to your roof before making that decision. 

At Wright at Home Roofing & Exteriors, our contractors are seasoned experts when it comes to diagnosing storm damage and determining the extent of roof repairs needed. When you call our team, we’ll perform a comprehensive inspection to give you the information you need to make a sound decision. We’ll review all of our findings and determine whether the damage can be addressed through a repair—as well as whether it will be worth it to file a claim.

File the Claim

There are several important steps to take before actually beginning the roof insurance claim process with your provider. This is because there may not be enough damage to warrant filing a claim, and it’s a good idea to assess the extent of the damage before beginning this process.

If damage to your roof is relatively significant, requiring major repairs or a full replacement, our team will recommend you file a claim and provide documentation to substantiate it. However, if the damage is very minor, it may be better to simply pay out of pocket. 

Complete Your Adjustment

The adjustment is typically one of the most stressful parts of the entire roof insurance claim process. Luckily, when you work with Wright at Home, our team will be by your side every step of the way.

While we cannot advocate on your behalf—we are not public insurance adjusters—one of our team members will walk through the property with your adjuster to make sure they properly scope the damage done to your home. This will help ensure you get a fair payout.*

Once your claim has been approved, our team will be able to get to work and complete your roof repair promptly.

Storm Damage? Call Wright at Home Today!

As seasoned Minneapolis contractors, our team members at Wright at Home Roofing & Exteriors are no strangers to repairing storm damage. We love helping homeowners navigate this difficult process and bringing greater peace of mind through quality customer service and expert storm damage repair.

If your home has been affected by severe storms, it’s important to address the damage right away. Contact Wright at Home Roofing & Exteriors for a free inspection and estimate!

* NOTE: Wright at Home Roofing & Exteriors and its authorized representatives are NOT acting as Public Insurance Adjusters and will not negotiate with insurance on the Customer’s behalf.